The rise of cryptocurrencies that comes with the incredible rises in their price, has caused many of its investors to want to spend their digital money more easily. This is where the idea of Visa cryptocurrency cards was born.
A way to spend the money in your cryptocurrency wallet just by bringing these cards to a dataphone. As simple as making this everyday gesture.
To be able to do so you don’t need more than two things: cryptocurrencies and a cryptocurrency card provider. If you want to buy cryptocurrencies we explain it in this article. And if you want to get your Visa cryptocurrency card, we explain below which are the best crypto card providers to do so.
Top 12 Cryptocurrency Cards in 2021CostePhysical Card
or virtualCommissionsAccepted CurrenciesCashback BinanceFreeAmbasNo* (See
description below)BTC and BNBUp to 8%WirexFreeAmbasMaintenance:
Transaction*BTC, LTC, ETH, XRP, WAVES +15. National currencies also (EUR, GBP, USD…). Up to 2%Crypto.comFreeAmbasNoBTC, ETH, XRP, MCO, LTC, PAX, XLM, TUSD and ENJHasta 8%Bitsa19,95€Both1,15% of the purchaseBTC, BCH,BAT, DASH, ETH, LTC, DAI, TRX, USDT, XLM, XRP and ZECNoRevolutAmbasAmbasVersion to crypto: 1,5%BTC, BCH, ETH and LTCUp to 1%Plutusn/aAmbasNo*PLU and ETHHasta 15%Bitnovo25€PhysicsNo.* But they
they choose change. BTC, BCH, DASH, XRP, ZEC and XLMNoBitpay9.95 bothCommission
inactivity*: $5/month. BTC, BCH, ETH, GUSD, USDC, PAX, BUSD and XRPNoTrasta9€BothMaintenance: €1.25/monthBTC, ETH, XRP, LTC and BCHNo2gether10€ or invite 2 friendsPhysicsComission of 0.56%
at 0.26%ETH, BTC, XRP, XML, BCH, EOS, XLM, QTUM, DASH, LTC, BAT and DAINoCrypterium0€PhysicalMaintenance: €2.99/month Transactions: €0.25 BTC, ETH and LTCNoCoinbase4.95 €BothNoBTC, ETH, BCH, LTC, BAT, REP, ZRX and XLMUp to 4%Binance cryptocurrency card
At the end of 2020 Binance has announced in style the launch of its cryptocurrency card in collaboration with Visa. This project is one of its main projects for 2021 and to announce it offers a refund of up to 8% on all purchases made with the Binance card.
The amount refunded on each card purchase depends on the amount of BNB (Binance coin) you have in your cryptocurrency wallet. This is the refund table:
The Visa cryptocurrency card has been developed by Swipe and offers the advantages of not charging maintenance, transaction or subscription fees. You can get it physically for free and they send it to you in about two weeks.
With the Binance cryptocurrency debit card you can buy with your cryptocurrencies in more than 60 million establishments in the world. Being a Visa card, they will accept it in virtually any location.
Although Binance offers 0 commissions, in the conversion from crypto to fiat you will be charged the conversion percentage that the platform has. Which can be around 2%. Without a doubt, this is one of the most important aspects: the change offered by the platform. Wirex
The Wirex card also does not charge costs to get it. It also has transaction costs that depend on its OTC rates that do not make it totally clear in its documentation.
To withdraw money from an ATM, it is free up to € 400. The maximum balance of the card is € 16,000 and has a maximum daily expenditure of € 8,000. In addition, they have the possibility of obtaining cashback of 2% and up to 16% in savings.
The Wirex debit card offers both domestic currencies and cryptocurrencies. On the one hand we have the currencies of countries. These are: Euro, Canadian Dollar (CAD), Pound (GBP), Dollar (USD), Czech Koruna (CZK), Polish Zloty (PLN), Hungarian Guilder (HUF), RON and HRK
On the other, there are cryptocurrencies, among which we can find: BTC, ETH, LTC, XRP, XLM, WXT, WAVES, DAI, NANO, LINK, AAVE, YFI, UNI, UMA, MKR, OMG, BAT, ZRX, SNX, FTT, BAL, COMP, REP, BNT and 1INCH.Crypto.com
Crypto.com offers a wide variety of crypto cards and, as a general rule, to access them you have to buy your MCO token (even staking with it). The more MCOs you have in your wallet, the more cards you have with greater limits and benefits.
They have a first Visa card of Bitcoins and other crypto with which it is not necessary to have MCO (blue card). But for the others it is required to have done staking for 6 months with a certain amount of MCO. These are the levels:
Crypto.com does not charge any cost to get the card as for any type of maintenance. It also does not charge commissions when making transactions.
Their payment methods are: Wire, bank transfer, debit or credit card and PayPal.Bitsa
It is a debit card to which you can transfer funds in cryptocurrencies and convert them to euros. If you want to pay with these cryptos, just by bringing the cryptocurrency card to the dataphone, the conversion from crypto to fiat will be done.
The cost of a Bitsa cryptocurrency card is € 19.95 and covers maintenance costs, so we will not have to pay any monthly cost for it. They also have a virtual card completely free of charge.
The currencies supported by the Bitsa debit card are BTC, BCH, BAT, DASH, ETH, LTC, DAI, TRX, USDT, XLM, XRP and ZEC. The commissions you charge are 1.15% of the value of the purchase. This will be 1.5% if it is outside the European Union.
In addition, Bitsa offers a network of ATMs with which you can both deposit money from your account and withdraw it. This is thanks to its PinCash.Plutus feature
Plutus.it is a new cryptocurrency card that allows you to pay even with contactless in practically any establishment. To use it you must transfer Bitcoins to your PlutusDEX platform, since Plutus card only makes the conversion to euros and payment.
They have conspired with Visa so they have access to their entire network to be able to make payments. To make payments, the user must have PLU or ETH in their PlutusDEX account.
They have no transaction or other maintenance fees. Revolut
This fintech that took off so strongly in 2019 has made the leap to digital currencies. On their Revolut card they also offer the possibility to spend your own cryptocurrencies. They have made a collaboration with Bitstamp so that this exchange does the conversion from crypto to fiat.
Revolut offers several types of cards. From a free one to a premium one with a maintenance cost of € 13.99 per month.
Revolut charges 0.5% to transfer money to other accounts when the amount exceeds €1,000 in a month. The cost of the conversion is 1.5% from crypto to fiat and is executed through the Bitstamp exchange.
Finally, the cards offered are Visa and Mastercard, so there will be hardly any problem to buy in any establishment. Coinbase
This is another of the crypto exchanges to offer debit cards for cryptocurrencies. Coinbase is one of the longest-lived and most experienced platforms in the exchange industry, and of course they offer a card in collaboration with Visa.
The cost of acquiring the physical version of the crypto card is € 4.95, but it also has a physical version. It is currently available for the United States, the European Union and the United Kingdom and guarantees a shipment of 5 to 7 business days.
With a Coinbase card you can withdraw up to $200 at one ATM per month without commissions. If more, a 1% transaction fee will apply if it is in the US, EU or UK. If it is outside these zones, the commission will be 2%.
The costs per transaction are 0 and in the change from crypto to fiat it is done at 2.49% of the transaction price. In addition, its maximum expenditure per day is € 10,000. Bitnovo
It is very similar to Bitsa and even the COO of both companies became the same. This is a physical card that can be used to make purchases in physical and online/virtual POS.
With a Bitnovo crypto Visa card, you can both pay with cryptocurrencies and load and withdraw money at specific ATMs of the company itself. Just by finding one of these on a map that they provide in their application, you can find an ATM to withdraw and load money from your card in the more than 30,000 stores in which they are located.
A priori, Bitnovo has no fees for the use of your card. They simply choose the price at which they convert your Bitcoin or other cryptos to fiat. Usually Bitnovo usually applies a 2-4% difference with the real price. Bitpay
One of the Payment Processing companies in Bitcoin was not going to be left behind and has also launched its Bitcoin and other crypto debit card. More specifically, it supports BTC, BCH, ETH, XRP, GUSD, BUSD, PAX and USDC.